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We’re Federally Insured and Here to Stay

With the banking industry in the headlines, we thought it would be a good time to remind you of the wise choice you made when becoming a credit union member. Here are a few things to keep in mind:

  • Your deposits are federally insured up to $250,000 by the NCUA (National Credit Union Administration) – the same coverage provided by the FDIC. And, we can make adjustments to your account structure if more insurance is needed.
  • Unlike for-profit banks, credit unions are not-for-profit cooperatives, owned by our members. This structure inherently holds us accountable to our membership. We don’t have stockholders, and we don’t engage in risky practices to meet stockholders’ profit demands.
  • Our portfolio is diverse and not dependent on a sole industry. Our services are diverse: we’re here for Main Street, not Wall Street.
  • Since 1937, we’ve lived and worked in the communities we serve, taking local deposits and making local loans.
  • We are well-positioned to withstand economic challenges. We maintain a net worth ratio of 11.8% – well above the 7% needed to be considered “well-capitalized.” We have an “A” rating with

If you have questions, please don’t hesitate to give us a call. Thank you for your membership!

FRAUD ALERT: There are fraudulent texts claiming to be from us regarding pending charges. Do not click the link.

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