Choice Checking

RELAX. Welcome to Choice Checking.

Earn an epic rate on balances up to $20,000, plus ATM fee refunds and no minimum balance or maintenance fees! Take a few simple steps and you could earn hundreds of dollars, easy-breezy. Miss a step? You’ll still earn dividends, just at a lower rate.

ATM Refunds Save money whenever you withdraw cash with up to $25 in ATM fee refunds per month when you meet the requirements.
Added benefits for members 62+ At 62, automatic enrollment in Patron Checking offers perks including a free annual box of checks and five free monthly cashier’s checks for easier financial management in your golden years.

Discover the benefits of our free Choice Checking Account

Earn Dividends at {{RATE}} APY*

Watch your checking account grow by earning premium dividends on your account balance. In fact, it could mean an extra $836*** or more in your pocket! Earn premium perks when you take three easy steps:

Make 12+ debit card transactions of $5+ per cycle
Receive E-Statements
Have one direct deposit or automatic electronic payment, or one credit card purchase per cycle

Miss a step? You’ll still earn dividends, just at a lower rate.*

Choice Checking Resources

Calculator

Choice Checking Calculator

Apply & Save in 1-2-3

1 Open a Choice Checking Account It takes only minutes to fill out the online application.
2 Make Your Opening Deposit Deposit at least $25 to start your account.
3 Meet Qualifications to Earn Rewards Enjoy premium perks of Choice Checking!

Articles

Using Your 401k for a Down Payment Soaring house prices are making it even harder for first-time homebuyers to get into a local property market already desperately short on affordable options. House prices in western Washington are up. Read More

Understanding Car Loan Interest Rates The interest you pay on your car loan is an important factor in the total cost of your car. Ideally, you want to find a car loan with the best rate and the shortest term to save as much money as possible on the financing costs. Read More

The Difference Between Credit and Debit Cards Some people think credit cards and debit cards are the same. But this is far from accurate! Make no mistake, there’s a big credit card and debit card difference. Read More

Most Common Credit Card Fees Explained Credit cards have changed the way we pay for many of the things we buy. They are convenient, easy to use, and much safer for large transactions than carrying cash. Although it’s now hard to do some things without credit cards—such as booking a hotel room or renting a car—the true cost of having and using them is often higher than it may seem because of fees. Read More

Real Words, Real People from the PNW

I would like to start off by saying that I really appreciate all the ways available to communicate with tellers: they have an online chat, call, video call, and online assistant to help with basic things. Whenever I interact with the tellers, they are kind and intelligent. I have always been able to fix the issues I come across with this credit union!

Tabatha B.

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*Annual Percentage Yield (APY) effective and subject to change.

Choice Checking Accounts are tiered rate accounts. If you meet the minimum service requirements, the dividend rate for the first tier will be paid on the first $20,000.00 of the account balance. The dividend rate for the second tier will be paid on the amount of the balance that exceeds $20,000.00. If you do not meet the minimum service requirements, the third rate and annual percentage yield will apply to the entire account balance.

Also see Terms For Accounts.