Overview
Want to make your money grow? With a Share Certificate, your money will earn high, guaranteed dividend rates and help you achieve your savings goals faster.
Term Flexibility
Choose a term that works for you
Some Share Certificates require ridiculously long terms, but you might not want to lock up your funds for too many years. Our options allow you to put your money away for a timeframe that works best for your needs and budget, with flexible terms from 6 to 60 months. Restrictions apply.
How Much Could You Save?
We have a variety of financial calculators to help you explore your saving potential!
Rates
View all RatesI was experiencing a problem with incorrect expiration dates on certificates and the employees came to my rescue and corrected the problem quickly. We have always appreciated good friendly service from FFCU. Great credit union!
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1
Contact Us
Let us know you'd like to open a Share Certificate.
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2
Make an initial deposit
Deposit $500 or more to open your certificate.
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3
Enjoy your earnings
Earn monthly dividends on your balance.
Make the most of your money
Put your money to work in a Share Certificate that earns higher rates than many other savings accounts.
All Rates
| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY | |
|---|---|---|---|---|---|---|---|
|
6 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
3.65% |
3.72% |
|
6 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.90% |
3.97% |
|
12 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
3.52% |
3.58% |
|
12 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.76% |
3.83% |
|
18 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
3.37% |
3.43% |
|
18 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.61% |
3.68% |
|
24 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
2.90% |
2.94% |
|
24 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.14% |
3.19% |
|
36 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
2.86% |
2.90% |
|
36 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.10% |
3.15% |
|
48 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
2.86% |
2.90% |
|
48 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.10% |
3.15% |
|
60 Months |
$500 |
$500 |
$500 |
Daily |
Monthly |
2.85% |
2.89% |
|
60 Months Jumbo |
$100,000 |
$100,000 |
$100,000 |
Daily |
Monthly |
3.09% |
3.14% |
Rates are effective December 11, 2024 and are subject to change.
Also see terms for accounts.
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