Retirement is expensive, but there are plenty of things you can do to prepare. With an IRA Certificate, you can put your money away and earn higher dividends with less risk compared to other retirement savings options. That way, you’ll be ready to sit back, relax, and enjoy your retirement instead of worrying about your finances.
No matter how long your term, your rates won't change. Earn high, guaranteed dividends over the certificate's lifetime.
Choose a term from 6 to 60 months that best suits your needs.
Earn Higher Dividends
Put your money to work and save more for retirement with higher dividends compared to most other savings account options.
Your funds are accessible once the IRA Certificate reaches maturity. There are no penalties if you are 72 years old or older and withdrawing the funds to meet your required minimum distribution. Otherwise, early withdrawal penalties may apply.
Open and Fund in Online Banking
In Desktop, click the Apply & Add tab and select Add Account. In Mobile, tap More, choose Apply & Add, and select Add Account. Choose the IRA Certificate and follow the prompts!