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Mortgage Loans

Your dream home is waiting


Feel Great About Your Home Loan Rate Now and In the Future!

If you finance your home purchase through us, you may qualify for the option of a mortgage modification down the road. No, it’s not a refinance. In fact, it’s faster and cheaper! With a mortgage modification, you may qualify to adjust your home loan with us to a lower rate and payment when rates come down. All at a fraction of the cost of refinancing your home loan!

So go ahead: apply for the mortgage you need to achieve your dreams of home ownership. And down the road when you’re ready for a loan modification, ask to speak with someone in the mortgage department to apply.

Apply for a Mortgage Loan


Low Rates

Save more with a lower rate on fixed loans compared to many other financial institutions.

Low Down Payment Options

Depending on your mortgage options, you may not need to make a hefty 20% down payment, which can help you keep your savings account intact.

Jumbo Loans

You can buy a home in a higher price range by borrowing more than you could with a typical mortgage from another institution.

Variety of Repayment Terms

Choose a payment plan that works best for you and your finances.

Local Service

Our loan officers are all local, so you'll have convenient access to the expert help you need to buy a home with confidence.

I really enjoy the mortgage staff at Fibre. Kelly was fast and efficient with helping me with my mortgage needs.

— April F.

Why Choose Us?

We’re kind of like a family, only we’re a credit union

A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.

Better rates + low fees = happy members

When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.

In person, virtual, or online

We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!

Your home is our home, so we like to keep it nice

We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.

How it works

Getting a Mortgage Loan doesn't have to be difficult. Just follow these easy steps:

  • 1

    Complete an application

    Skip the paperwork by applying online.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy your new home

    Use the loan to purchase your new house.

Meet Our Team

Mortgage Loans

Buy the home you've always wanted

Buying a house shouldn't mean headaches and unexpected expenses. We'll help make your homebuying experience easy.

Due to scheduled maintenance, Online Banking will be unavailable 11pm 7/20-3am 7/21. Thank you for your patience.

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