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Commercial Loans

Fibre Federal Credit Union commercial loans offer competitive rates, minimal fees, and fast funding to fuel your growth. Request a commercial loan with us today and watch your business thrive!


Fibre Federal Credit Union and TLC are here to support local businesses in their growth and success. We believe in the power of the local economy and we’re committed to helping our communities thrive. We’re your local commercial lending partner with competitive rates, minimal fees, and efficient processing.

Commercial Real Estate Loans

Our team is ready to help you buy or refinance a rental property, professional office, or other types of commercial real estate.

We offer competitive interest rates with no prepayment penalty. Our skilled, experienced loan representatives are committed to helping you customize the right loan for your commercial property needs.

  • Competitive interest rates and loan costs
  • Fixed rate for five years/15-year maturity
  • Flexible loan amounts to suit your financing needs
  • Up to 25-year amortization
  • No prepayment penalty
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Business Auto & Equipment Loans

Finding the right financing is as important as finding the right equipment. Finance or refinance the vehicles you need to keep your business rolling.

  • Up to 100% financing
  • Terms to 60 months
  • Low, competitive rates
  • All types of equipment and machinery
  • No prepayment penalties or annual fees
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Business Visa Cards

Visa Platinum and Classic Credit Cards offer simplicity and value. Our business credit cards save you money with no annual fee and a low, non-variable rate.

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Business people in an office high five, celebrating their approval of a commercial loan.

Business Loans & Lines of Credit

Choose the funding option that suits your business. With our short-term loans and lines of credit, you can access funds as needed. We offer flexible repayment terms tailored to your business needs.

They’re ideal for managing working capital and paying only for what you use. You can also secure a lump sum loan for longer-term projects and investments based on your financial strength.

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  • 1


    Check if you meet our membership criteria. Easily apply online or contact us to get started.

  • 2


    We’ll review your application, crunch some numbers, and let you know if you’re approved.

  • 3


    You can use the funds to buy a new company vehicle, lease a property, or expand and grow your business in other ways.


Whether you are a business owner, a non-profit, or an organization member, Fibre Federal Credit Union and TLC offer the financial services you need.

We offer great rates, local convenience, and friendly, personal service to businesses based in the following Washington counties:

  • Cowlitz
  • Wahkiakum
  • Pacific
  • Clark
  • Grays Harbor
  • Skamania

You can also join our credit union if your business resides in the following Oregon counties:

  • Clatsop
  • Tillamook
  • Lincoln
  • Columbia

We’re committed to helping businesses in our community succeed! We have a variety of other services to help your business flourish. These include Business Checking accounts, savings accounts, and merchant services.

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Meet the Commercial Lending team

Meet the Commercial Services Team


Fibre Federal goes beyond traditional banking to offer a suite of valuable services designed to simplify your day-to-day operations.

We understand your time is precious, and these tools will help you manage your finances, accept payments, and improve cash flow seamlessly.

From remote check deposits to secure night deposits, Fibre Federal empowers you to focus on what matters most – running your business.

A beautiful African-American woman with curly hair and glasses smiles as she does business banking online on her laptop.


You or your employees can scan and deposit checks directly into your Business Plus checking account using a computer and check scanner.

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Make collecting payments a breeze! You can arrange with us to receive payments on any contract sales you make.


Accepting credit and debit card payments makes it more convenient for your customers to do business with you and boosts your sales.

Fibre Federal and TLC offer local retailers and merchants affordable and reliable card processing. We partner with Total Merchant Concepts (TMC) to give you a strong merchant card solution that will grow with your business.

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Want to send secure payments to virtually anywhere in the world? No sweat! We can help you instantly wire money to just about anyone during business hours.

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All Fibre Federal and TLC locations have a secure night depository for merchant deposits after hours.

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Keep all your goodies safe. Fibre Federal offers safe deposit boxes at our Main Office, Ocean Beach, Triangle Center, and Kalama financial service centers. Sizes range from 3″ x 5″ to 10″ x 10″. Contact us regarding the cost and availability of boxes.

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We have both personal and business accounts with Fibre, and have only good things to say! The staff is extremely helpful and friendly, especially in the business aspect of things. We couldn't ask for a better credit union!

— Bryce B.


At Fibre Federal, we’re more than just a lender—we’re strong believers in the power of our local community. This is why we offer many types of commercial loans.

As a local business ourselves, we understand the unique challenges and opportunities faced by fellow companies in the area. That’s the reason we designed our business lending solutions to help you thrive.

Applying for a business loan is simple. Our experienced loan officers will guide you through the process to ensure you have the financial support you need.

We consider your annual revenue, banking credit history, and business plan to create a customized lending solution.

Here’s why Fibre Federal is your perfect partner for business lending:

  • Local Expertise & Support: Our loan officers live, work, and play in the same communities they serve. They understand the local business landscape and provide personalized guidance and support.
  • Competitive Rates & Flexible Terms: Get the financing your business needs with our competitive rates and flexible terms. We have solutions for you, whether you’re starting, expanding, or managing daily operations.
  • Fast & Efficient Processing: We value your time and understand the importance of quick decisions. Our streamlined loan options and application process ensure you receive funding quickly and efficiently.
  • Investing in Our Communities’ Success: Fibre Federal is more than just a financial institution. We’re committed to the success of our local business communities. We reinvest our profits into the communities we serve through programs and sponsorships that benefit everyone.

At Fibre Federal, we believe in building strong relationships with our business members. Let us be your trusted partner on the path to business success. Contact us today to discuss your lending needs!

Two smiling coworkers review the Fibre Federal Credit Union Commercial Loan options on a tablet while walking through their office.

Contact Us

Ready to get started on your next business endeavor? Our friendly, knowledgeable team is ready to help! Contact us today to learn more about our Commercial Loan options.

Due to scheduled maintenance, Online Banking will be unavailable 11pm 7/20-3am 7/21. Thank you for your patience.

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