Overview
Teaching your kids about maintaining healthy finances isn’t always a simple task. There are even adults who can’t get it right! Start them off young with a Youth Savings Cash Club Account. It’s designed for children ages 0-11, so you can be a joint account holder while teaching them how to save. Win win!
-
Features
-
Dividends Paid Monthly
Motivate your kids to save even more with monthly paid dividends to help them grow their savings.
-
Withdraw Anytime
With no savings terms, your kid's money isn't locked-in. They can withdraw money at any time for plenty of flexibility.
-
Monthly Rewards
Every time your child deposits $10 or more, they'll receive a monthly prize once per month.
-
Annual Savings Challenge
Make a $10 deposit during Youth Savings Month and get entered to win huge prizes and cash rewards.
-
And More...
Monthly Rewards
Get rewards for good savings behavior
A little positive reinforcement can go a long way. When your child deposits $10 or more, they'll be entered to win a prize once each month.
Annual Coloring Contest
Turn artistic ability into even more savings
Your child can enter a coloring contest each year and qualify for cash prizes. They can have a little fun, while earning a bit more to add to their savings.
Annual Savings Challenge
Make more deposits, get entered for cash rewards
If your child makes their $10 deposit during Youth Savings Month, they'll be entered to win huge prizes and cash rewards simply for growing their savings. Give your kids more incentives to save.
Animal Shelter Donations
Help make the world a better place
Show your kids a real-life example of how donations help others. When you open a Youth Savings Cash Club account, we'll donate $5 to support local animal shelters.
Rates
View all RatesFinal Balance
Contributions: | Earnings:Always fast, courteous, and friendly. Opened my account when I was 10 years old with my grandma, and I have had it there for 30 years now.
Why Choose Us?
We’re kind of like a family, only we’re a credit union
A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.
Better rates + low fees = happy members
When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.
In person, virtual, or online
We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!
Your home is our home, so we like to keep it nice
We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.
-
1
Open an account
Get your child and help them open an account
-
2
Encourage regular deposits
Help your child build their account with regular deposits
-
3
Teach healthy savings habits
Use the account to help your child learn how to save for the future.
Start your child on the path to financial success
Teach your child the benefits of saving and managing finances with an account designed for kids.
All Rates
| Tier | Current Dividend | APY | Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded/Credited |
|---|---|---|---|---|---|---|---|
|
Tier 1: up to $10,000.00 |
1.49% |
1.50% |
$5 |
$5 |
$5 |
Daily |
Daily |
|
Tier 2: $10,000.01 or greater |
0.49% |
0.50% |
$5 |
$5 |
$5 |
Daily |
Daily |
Rates are effective April 25, 2024 and are subject to change.
Youth Savings accounts are tiered rate accounts. The dividend rate for the first tier will be paid on the first $10,000.00 of the account balance. The dividend rate for the second tier will be paid on the amount of the balance that exceeds $10,000.00.
Also see terms for accounts.
More Features
Animal Shelter Donations
Show your kids how charity can help to make the world a better place. We'll donate $5 to support local animal shelters with every Cash Club Account opened.
Federally Insured
No matter what, your child's money is safe. All Cash Club Accounts are federally insured up to $250,000 by the NCUA.
Money Builder Certificate
Teach your child different methods of saving. With just $25, you can open a Money Builder Certificate for your kid and start saving even more.
Automatic Upgrade to Student Account
Don't worry about changing accounts. Cash Club accounts are automatically upgraded to Student Accounts on a member's 12th birthday.
Annual Coloring Contest
Your child can enter a coloring contest each year to possibly win cash prizes for their artistic abilities.
Birthday Card
We never miss a birthday! Your child can feel recognized on their special day with a birthday card from their friends Cash and Penny.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
|---|---|---|---|---|---|---|
|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.49% |
0.50% |
Rate is effective April 25, 2024 and is subject to change.
Also see terms for accounts.
Mobile App
Leaving Our Website
You are leaving Fibre Federal Credit Union and TLC’s website. This link does not constitute an endorsement by Fibre Federal Credit Union and TLC of any information, products or services on this external website. We make every effort, however, to ensure all linked sites follow similar privacy policies as ours to offer maximum security and privacy.