Your Money Does More Here — Because You Matter More Here.

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4.50% APY* SHARE CERTIFICATE

Why settle for average when extraordinary is just around the corner?

At Fibre Federal Credit Union and TLC, we put our members first with powerful earning opportunities from top-tier share certificates to a checking account that does more than hold your money. There’s never been a better time to upgrade your financial future and join our Fibre Family.

Let your savings soar with a special 7-month share certificate at 4.50% APY* and open with as little as $500! This exclusive offer is available only to new members in Clatsop and Columbia Counties. No checking account is required to cash in on this share certificate offer!

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4.25% APY* CHOICE CHECKING

If you’re also looking for longer-term bonus benefits, you’ll love our Choice Checking account.

This isn’t your old-school, fee-stuffed checking account. We’re talking 4.25% APY* on your balance up to $20,000 when you meet a few easy steps each month. Add in nationwide ATM fee refunds, zero monthly fees, and digital tools that put you in total control, and you’ll wonder how you ever could have settled for less.

And if you live in Clatsop or Columbia County and earn our premium Choice Checking rate for three months in a row, we’ll give you a $200 bonus! It’s not just a perk — it’s a head start on your new financial journey with a partner that puts you first. Get complete details.

Join our Fibre Family today and leave ordinary banking in the dust.

Because when your financial partner is local and member-focused, extraordinary becomes everyday.

Apply now

Schedule an appointment

Or visit one of these four locations:

Rainier Financial Services Center • Astoria Financial Services Center • Warrenton Financial Services Center • Seaside Financial Services Center.

Already a member?

If you live in Clatsop or Columbia counties, you qualify too! Must be new money to qualify for the share certificate special. Available only at our Rainier, Astoria, Warrenton, and Seaside locations.

*Rates stated as Annual Percentage Yield (APY), effective July 16, 2025 and are subject to change. Share certificate: $500 minimum balance to earn APY, penalty for early withdrawal. Choice Checking: Minimum $25 to open. Minimum balance of .01 to earn APY. Portion of balance over $20,000 earns 0.25% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% and ATM fees will not be refunded. Limited to two accounts per primary member. Business Accounts are not eligible. Fees may reduce earnings.

Both share certificates and CDs are low-risk savings accounts that can help you grow your balance over time. The key difference is who offers them and how earnings are paid.

CDs are typically offered by traditional banks. You agree to leave your money untouched for a set term in exchange for a fixed interest rate. They’re secure, but often come with penalties for early withdrawals and offer less competitive rates.

Share certificates are the credit union equivalent with a member-first advantage. Because credit unions are not-for-profit, we offer higher dividend rates, lower fees, and more flexible terms. This means you can maximize your earnings by choosing a share certificate!