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This exclusive offer is available only to members in Clatsop & Columbia Counties.

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NEW MONEY ONLY

4.50% APY* SHARE CERTIFICATE


Extraordinary is Just Around the Corner

Let your savings soar with a special 7-month share certificate at 4.50% APY* and open with as little as $500!

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$200 BONUS

4.25% APY* CHOICE CHECKING


Longer-term Bonus Benefits

Open a new Choice Checking account or upgrade your current checking account with us to Choice Checking, and you can earn 4.25% APY* on your balance up to $20,000 when you meet a few easy steps each month. If you qualify for premium dividends for the first three consecutive months, we’ll give you a $200 bonus! Get complete details.

 

*Rates stated as Annual Percentage Yield (APY), effective July 16, 2025 and are subject to change. Share certificate: $500 minimum balance to earn APY, penalty for early withdrawal. Choice Checking: Minimum $25 to open. Minimum balance of .01 to earn APY. Portion of balance over $20,000 earns 0.25% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% and ATM fees will not be refunded. Limited to two accounts per primary member. Business Accounts are not eligible. Fees may reduce earnings.

 

  • Both share certificates and CDs are low-risk savings accounts that can help you grow your balance over time. The key difference is who offers them and how earnings are paid.

    CDs are typically offered by traditional banks. You agree to leave your money untouched for a set term in exchange for a fixed interest rate. They’re secure, but often come with penalties for early withdrawals and offer less competitive rates.

    Share certificates are the credit union equivalent with a member-first advantage. Because credit unions are not-for-profit, we offer higher dividend rates, lower fees, and more flexible terms. This means you can maximize your earnings by choosing a share certificate!

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