Holiday Loans

Picture Perfect Holiday Loans

Borrow up to $5,000 at 8.99% APR* for 1 to 12 months!

The holiday season is here, and you know what that means. It’s time to binge holiday rom coms, slip your tootsies into fuzzy slippers, and sip cocoa by a roaring fire. Or maybe a shop ‘til you drop marathon is more your style. However you celebrate, our holiday loan can help you make the season picture perfect with up to $5,000 for 1 to 12 months at 8.99% APR* – 2% lower than our regular personal loan rate. And because we practice Rate Equality, everyone gets the same rate.

You might even be pre-approved! To check your special offers in Online Banking, click the Just for You tab and select My Offers (desktop) or tap More, Just for You, and My Offers (mobile). If you’re pre-approved, you can click to accept and customize your offer in seconds. Not yet an Online Banking Member? Sign up here.

Ready to Cuddle Up to Financial Peace of Mind This Holiday Season?

Apply now online or schedule an appointment

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Example of the total cost of a Holiday Loan:

A $2,000 loan at a non-variable rate of 8.99% APR* for a 12 month term would have a $176 monthly payment. This equates to a total cost of $2,099.04 over the life of the loan. Membership required with $5 share deposit.

*APR= Annual Percentage Rate effective 11/1/24 and expires 12/31/24. The rate will not increase during the term. Loan amount dependent upon credit worthiness. Existing FFCU and TLC loans not eligible. Cannot be combined with any other offer. Membership required with a $5 share deposit. Some restrictions may apply. Rates and terms are subject to change.