VA Loans: Where Heroes and Home Ownership Meet

We proudly offer VA loans, backed by the Department of Veterans Affairs and tailored to meet the unique needs of veterans, active-duty service members, reservists, and their family members. If you or a family member has served and you’re planning to buy, relocate, or refinance, a VA loan may be one of the most flexible, cost-effective options available. We’ll keep your best interest in mind when recommending a loan with the best pricing. If you qualify for a VA loan, we’ll originate your loan and partner with a trusted third party for closing. You can count on us to be right by your side throughout the loan process.

Home Purchase:

• Lenient credit requirements: It may be easier to qualify than with a conventional home loan.
• No down payment or mortgage insurance: Unlike many other mortgage options, qualified VA loans require no down payment – even for eligible jumbo loan amounts – and no mortgage insurance (MPI) if the down payment is less than 20%.
• Support for upfront costs: Sellers can contribute up to 4% of the loan amount toward closing costs, so you can start your journey with less financial pressure.

Refinance:

Already own your home? Take advantage of the equity in your home to potentially get a lower interest rate and extra cash for home renovations or to pay off high-interest debt. Even if you’re struggling with your credit or you have a higher debt to income ratio, you may qualify for a VA refinance with easier approval than traditional refis!

Our experienced Mortgage team is here to guide you through our VA loan options with compassion and expertise. Schedule an appointment today!