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Enjoy a low-cost alternative to leasing and the benefits of ownership. It's the best of both worlds!

Drive4Less: A Low Payment Alternative to Leasing

How would you like the low monthly payments of a lease, with fewer
restrictions? Sound impossible? It’s not. Our Drive4Less program offers just that!

Like a lease, Drive4Less loans offer payments that are considerably lower than conventional financing. But unlike a lease, you’d own the vehicle and have all of the flexibility and benefits of vehicle ownership! Other benefits of a Drive4Less loan include:

  • New and pre-owned vehicles up to five years old qualify
  • Flexible loan terms of up to 72 months
  • No down payment required
  • Annual mileage options of 12,000, 15,000 & 18,000
  • No early payoff penalty
  • Refinance your current vehicle loan to reduce your monthly payments
  • Enables you to easily upgrade and/or change your vehicle every couple of years
  • Since the title is in YOUR name, you have more options prior to loan maturity and
    at loan maturity, including the ability to turn your vehicle in and walk away at the
    end of the loan term!

To find out more about our Drive4Less program, contact us, schedule an appointment, or use the calculator to learn how low your auto loan monthly payment can be!


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Drive4Less vs Conventional Financing

  • Lower monthly payments with payment savings as high as 40%
  • Flexible loan terms from 24 to 72 months on all models up to five years old
  • Payments are based on actual use of vehicle (depreciation) with final balloon payment based on the projected resale value of the vehicle at loan maturity
  • Reduces negative equity risk factor associated with conventional financing

Drive4Less vs Leasing

  • Unlike most leases, you can pay off your loan, sell, or trade your vehicle anytime with no pre-payment penalty, OR
  • Simply return the vehicle at loan maturity instead of paying the final balloon payment and walk away with no end-of-loan term hassles
  • Unlike leasing, both new and pre-owned vehicles up to five years old qualify for the Drive4Less low payment financing
  • Unlike leasing, you own the vehicle (titled in your name – not the leasing company’s)
  • Lower excess mileage charge than most leasing programs of only $0.10 per mile
  • Drive4Less loans require no money down
  • Moving? No problem. Unlike leasing, if you choose to turn your vehicle in, we’ll pick it up anywhere in the United States

Looking for something else?

Check out more auto loan options here.

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