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Visa® Platinum Credit Card

Transfer your debt and save big!


We offer a special introductory rate of just 1.9% APR* on purchases and balance transfers for the first six billing cycles.  After that, you pay just 8.9% APR*! Without paying annual, balance transfer, or cash advance fees, you can reach your financial goals faster than you can say, “I should get a Platinum Card.”  View Visa Line of Credit Pricing Information

Contactless Cards

Pay with a tap of your debit or credit card for quick, secure transactions!

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Simplicity and a Solid Value

Instead of a "reward" program that leads to higher rates or fees, our Visa® Platinum Card keeps it simple with low, non-variable rates and local servicing.

24/7 Fraud Monitoring

If potential fraud is detected on your card, our Fraud Monitoring Service will text or call you.

Skip the Fees

No annual fee, no balance transfer fee, no cash advance fee, plus a 30-day grace period.

Fibre Card Manager

Use this free service to manage your risk and prevent fraud. Fibre Card Manager allows you to define when, where, and how your cards can be used, set travel notifications, and send alerts on your mobile device.

Fibre Card Manager

And More...

Competitive Rates

Pay Less and Reduce the Stress

Paying off credit card debt can come with a lot of stress, but it doesn't have to. When you're a Visa® Platinum Credit Card holder, you can rest assured you're getting a fantastic value that won't add unnecessary stress due to an inflated rate. Get a special low introductory rate of 1.9% APR* on purchases and balance transfers for the first six billing cycles. After that, you'll enjoy a competitive 8.9% APR* - much lower than the 21.5% average rate on a bank credit card.**

Higher Balance Than Our Visa® Classic Card

Over $5,000 balance

With a low rate to go with it!

As low as APR*

I was explained everything I needed to know about what I was getting myself into doing debt consolidation. They had the best rates around and made it quick and easy for me to get approved!

— Kurtis P.

Why Choose Us?

We’re kind of like a family, only we’re a credit union

A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.

Better rates + low fees = happy members

When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.

In person, virtual, or online

We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!

Your home is our home, so we like to keep it nice

We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.

How it works

Apply to consolidate your higher-rate debt to your new Visa® Platinum Card at just 1.9% APR.*

  • 1

    Apply online

    It takes only minutes to fill out the online application.

  • 2

    Request a balance transfer

    Upload or provide us a copy of your statement at another institution.

  • 3

    We'll take it from there

    If approved, we'll send a check to the other institution and apply the balance to your new Visa® Platinum Card.

Visa® Platinum Credit Card

Low rates, high credit limit

Get low rates and no additional fees, with a high limit you've earned.


Visa® Classic Credit Card

While Visa® Platinum comes with the best features, rates, and credit limits, it's a little easier to qualify for Visa® Classic if you're building your credit score. Still, we recommend applying for Visa® Platinum first. Then, if you don't quite qualify, Visa® Classic is a great option. Check it out.

  • *Rate effective as of 5/1/17 and subject to change without notice. Subject to credit approval. The 1.9% Introductory APR (Annual Percentage Rate) on purchases and balance transfers applies for the first six billing cycles and does not apply to future purchases or cash advances. At the end of six billing cycles the APR will be 8.9%. Introductory rate may not be used to pay existing Fibre Federal loans or credit card debt. All 1.9% balance transfers will be classified as “purchases” under our Visa Card Agreement.

    ** Source: Federal Reserve Feb. 2024

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