Join nearly 26,000 fellow members who enjoy premium perks with Choice Checking! Earn 4.25% APY* and up to $25 in ATM fee refunds per month when you meet three easy requirements: *
- 12+ Debit Card transactions of at least $5 per cycle**
- Enroll in and receive E-Statements
- One direct deposit or automatic electronic payment, or one credit card purchase per cycle
Don’t meet the requirements? You’ll still earn dividends, just at a lower rate.*
If you’re 62 or better, we’ll automatically enroll you in Patron Checking benefits, which include a free box of checks annually and five free monthly cashier’s checks.
Why wait? Switch to Choice Checking today!
Request Choice Checking online or schedule an appointment.
*Rates stated as Annual Percentage Yield (APY), effective January 1, 2024 and are subject to change. Minimum $25 to open. Minimum balance of .01 to earn APY. Fees may reduce earnings. Portion of balance over $20,000 earns 0.5% APY. ATM fees (up to a maximum of $25 per cycle) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% and ATM fees will not be refunded. Limited to two accounts per primary member. Business Accounts are not eligible.
**Choice Checking cycle is from the 25th of month to the day before the last day of the following month.
***Actual dividends may vary. Based on $20,000.00 initial deposit for 12 months at 4.16% APR with monthly compounded dividends.
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| Minimum to Open | Minimum Monthly Balance | Minimum to Earn APY | Balance Method | Compounded / Credited | Current Dividend | APY |
|---|---|---|---|---|---|---|
|
$5 |
$5 |
$50 |
Daily |
Monthly |
0.49% |
0.50% |
Rate is effective April 29, 2024 and is subject to change.
Also see terms for accounts.
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