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*Annual Percentage Rate effective 8/1/22 and expires 9/30/22. Loan amount dependent on credit worthiness. Existing FFCU and TLC loans not eligible.

New Autos (2021-2022)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price.

Used Autos (10 years old or newer)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price.
^ Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles.

Used Autos (Over 10 years old)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price.
^ Add .50% to rate for gas vehicles exceeding 100,000 miles and diesel vehicles exceeding 150,000 miles.

New RVs (2021-2022)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

Used RVs (10 years old or newer)

Rates Effective as of: August 19, 2022

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

Used RVs (Over 10 years old)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

New Boats (2021-2022)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

Used Boats (10 years old or newer)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

Used Boats (Over 10 years old)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New and Used RV/Boats 10 years old or newer
over $25,000 โ€“ Up to 180 months
RV/Boats over 10 yrs old
under $10,000 โ€“ Up to 60 months
over $25,000 โ€“ Up to 144 months

New Adventure – Motorcycles, Water Crafts (2021-2022)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure โ€“ Motorcycle & Water Crafts
under $10,000 โ€“ Up to 60 months
over $10,000 โ€“ Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts
under $25,000 โ€“ Up to 60 months
over $25,000 โ€” Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts over 10 yrs old
under $20,000 โ€“ Up to 48 months

Used Adventure – Motorcycles, Water Crafts (10 years old or newer)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure โ€“ Motorcycle & Water Crafts
under $10,000 โ€“ Up to 60 months
over $10,000 โ€“ Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts
under $25,000 โ€“ Up to 60 months
over $25,000 โ€” Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts over 10 yrs old
under $20,000 โ€“ Up to 48 months

Used Adventure – Motorcycles, Water Crafts (Over 10 years old)

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
** Maximum term dependent on purchase price:
New Adventure โ€“ Motorcycle & Water Crafts
under $10,000 โ€“ Up to 60 months
over $10,000 โ€“ Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts
under $25,000 โ€“ Up to 60 months
over $25,000 โ€” Up to 84 months
Used Adventure โ€“ Motorcycle & Water Crafts over 10 yrs old
under $20,000 โ€“ Up to 48 months

Visa Platinum

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Visa Classic

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Personal Loans

Rates Effective as of: August 19, 2022

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Personal Lines of Credit

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Home Equity Lines of Credit*

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Annual percentage rate is 1.5% higher for loan-to-value over 80%.
^Variable Rate is equal to the Prime rate as published in the Wall Street Journal plus a margin of 0.00% subject to change every 3 months with a floor of 3.25% APR. The maximum APR that will be charged is 18%. Typical closing costs range from $500 โ€“ $1,500.

Fixed Rate Home Equity Limited Draw Line of Credit**^

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
**Rate dependent on term. Contact the Credit Union for additional information.
***Annual percentage rate is 1.5% higher for loan-to-value over 80%.
^ Property Insurance is required on home equity and mortgage loans. Typical closing costs range from $500 โ€“ $1,500.

Raw Land

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Buildable Lots

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.

Manufactured Homes^

*Annual Percentage Rates effective August 19, 2022 and subject to change without notice.
^ Property Insurance is required on home equity and mortgage loans.

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