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Personal Loans and Lines of Credit

Pay for expenses with ease

If you're planning ahead, our low-rate, flexible personal loans or lines of credit can help cover your expenses. If you need cash now, try Flash Cash for instant decisioning and immediate funds upon approval, 24/7.


Whether expected or unexpected, it’s not always easy to come up with the funds to pay for life’s expenses. No matter what you need to pay for, a Personal Loan or Line of Credit from Fibre makes it easy to get the cash you need in a hurry and boost your ability to pay for a wide variety of things when you need them. Schedule Appointment


Fixed Rates

You don't have to be a fortune teller to predict your monthly payments with fixed rates that won't vary over the course of your loan.

Flexible Terms

Your budget, your choice. Pick a monthly payment that works for you with flexible terms available between 12 to 60 months. Just remember, longer terms mean higher rates.

Use for Any Purpose

Whether it's for debt consolidation, medical expenses, new furniture, or anything in between, use your loan for whatever expenses life throws your way.

Skip a Pay

We offer the option to skip a loan payment on qualifying consumer loans once per year for a $25 fee.

As low as APR*

Loan Payment Example: A $20,000 personal loan at 10.99% APR* for a 12 month term would have a $1,776.00 monthly payment.
Personal Loan Calculators

What Works Best For You?

We offer a variety of financial calculators to assist you in planning for your Personal Loan or Line of Credit and any other financial needs. Calculate payments, review terms, and decide what fits best for your budget in just a few clicks.

Please note that these results are approximate and are intended for your information only; they are not an endorsement or offering. The accuracy of the results is not guaranteed by this institution and is only meant to be an approximate guideline.

Debt Consolidation

Looking for Something different?

If you have high-rate debt from multiple lenders, consolidate into one low-rate loan with us! We'll work with your to find the loan and term that works best for your needs.

Fibre Federal Credit Union has always been a go-to place for all things financial. The staff is friendly and extremely helpful in getting the financial needs of their members met because they truly care about the people and community they serve.

— Mark N.

Why Choose Us?

We’re kind of like a family, only we’re a credit union

A lot of places say they treat you like family. At Fibre Federal Credit Union and TLC, we take it seriously. We’re the people you see at the grocery store and around town. We know you. We know your needs. We’re a part of your community and your family.

Better rates + low fees = happy members

When you become a member of the Fibre Family, you become an owner. We offer better rates and low fees to satisfy the people who matter most to us — people like you.

In person, virtual, or online

We love seeing you face-to-face. But if you prefer, you can give us a call, visit a virtual representative at one of our ITMs (Interactive Teller Machines), or bank online. It’s your choice, depending on how social you feel!

Your home is our home, so we like to keep it nice

We support our communities with programs, sponsorships and volunteer opportunities to make our community a better place to live.

How it works

Need cash to pay for an expense? It's easy to get your Personal Loan or Line of Credit in three simple steps:

  • 1

    Complete an application

    It takes only minutes to fill out the online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Receive funds

    Use your loan for nearly any purpose.

Personal Loans and Lines of Credit

Fund life's little (or big) expenses

Get the funds you need to pay for just about any expense life throws your way with a quick and easy Personal Loan or Line of Credit.

  • *Annual Percentage Rates effective May 28, 2024 and subject to change without notice.

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